Judging by the discussions in the darknet, the carder spends 5-10 thousand rubles at the start . This includes payment for VPNs, ipsocks tunnels, hacked accounts and access to computers, services of «callers» who communicate with sellers or the bank’s support service in the desired language, document scans for intermediaries. And also «stuffing bumps» – not from the first card everything goes smoothly. Some shops work without CVV code, and carders can do shopping.